Bank, mobile phone, insurance … Changing your contracts is easy and it pays off

And if to gain purchasing power you cleaned up your contracts and subscriptions? Their cost has often not changed or has sometimes gone up. "All types of contracts combined, loan insurance and real estate loan included, the change can save 300 to 3000 euros per year for a household with two children," says Gael Duval, founding president of the website jechange.fr. A site created in 2006, which renegotiated freely and independently, he ensures, 400,000 contracts per year. "It is the provider chosen by the customer who pays us," says the founder of the start-up. But the French procrastine. Do you know, for example, that only 3% of French people change banks every year, compared to 9% on average in Europe? A very high fidelity rarely paid in return by spontaneous rebates! According to the poll conducted by Odoxa for jechange.fr Le Parisien – Today in France publishes exclusively, changing banks is, for 41% of French, mission almost impossible. "However, the law allows to change at any time, even in case of current mortgage, and free of charge, slip Gaël Duval. It is the former bank that is responsible for transmitting everything to the new establishment. "The French discover the virtues of competition The administrative phobia of many French also affects other sectors. How many times have you heard your father-in-law, a colleague … say that he pays his mobile phone subscription "far too expensive" since … "ouuuuh, a bunch of years! »While the average rate of a subscription has been almost halved since 2012. The French begin to discover the virtues of competition, reveals the same survey: 42% of respondents said they have changed at least one of their contracts last year. But it is little considering the number of contracts of which a household …

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