Today I am posting my 100th post and I cannot even believe we have come this far. I appreciate everyone who has read, subscribed and supported me since the creation of Saving Joyfully. I thought I would take today to just let you know how much you are all appreciated. I would also love to let you get to know the girl behind the website just a little and what you can expect in the future.

My name is Andrea Joy and Saving Joyfully was created for a few reasons. The main reason I began Saving Joyfully is that I have made a lot of financial mistakes and through those mistakes I have learned many valuable lessons along the way. I am 36 years old and I made the majority of my financial mistakes, when I was around the age of 19 and throughout my early twenties. You can read the rest of my story here if you are interested My worst college money mistakes and also here Learn from my money mistakes

I work full-time in medical billing for a local healthcare system and have worked various jobs throughout the same company for the last 15 years. I started with the company as a nursing assistant, worked as a medical assistant, worked in scheduling and more recently in medical billing. I graduated from college with a degree in business management, although it has helped me obtain my more recent jobs I have not fully utilized my degree as I had hoped. I share all this because I wanted to make it very clear, I am not a financial expert. I wanted to make this known so that I am in no way misleading anyone. I cannot give financial advice because I am not a financial expert. I have learned many things through life experience that I share, hoping that others may benefit from being made aware of these things as well. I am still just a girl who has learned a lot of great frugal tips and resources that I love to share. I want to help you save money and maybe even make some extra money along the way. I also love to share things I am inspired by, help others learn through my financial mistakes and also the mistakes of others. I frequently have had some wonderful blogger guests on my blog and I sincerely hope you have enjoyed some of these great posts. I love to support and encourage other bloggers and connect with them as You saw in my last post. Please know that if you ever have any questions I will try my best to respond to your questions or suggestions I welcome these. You can shoot me an email at or message me on Twitter, Facebook or Instagram or you are always welcome to just leave a comment on the blog.

Thank you once again for helping me reach 100 posts and for following along on my Journey. I really appreciate all those who have invested in me and please remember that no matter how bad your financial situation may be, it is never too late to make a change and things can still improve. If I can come out of what I did and begin to get my life back on track, I know you can too.

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